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Miscellaneous Vehicles

THIS INCLUDES ATVS, MOTORCYCLES, BOATS/PERSONAL WATERCRAFTS, SNOWMOBILES AND GOLF CARTS. A TYPICAL HOMEOWNERS POLICY ONLY PROVIDES COVERAGE FOR AN OWNED OFF-ROAD VEHICLE WHEN IT IS USED TO SERVICE THE INSURED'S PROPERTY, LIKE A LAWN MOWER. IF YOU USE THE OWNED OFF-ROAD VEHICLE FOR RECREATIONAL RIDING OR IF IT IS TAKEN AWAY FROM YOUR RESIDENCE TO GO CAMPING, HUNTING OR TRAIL RIDING, YOUR HOMEOWNERS POLICY DOES NOT PROVIDE COVERAGE FOR LIABILITY OR PHYSICAL DAMAGE. ALSO, JUST BECAUSE YOUR OFF-ROAD VEHICLE IS SITTING IN YOUR GARAGE, YOUR HOME OWNERS POLICY DOES NOT COVER A FIRE OR THEFT LOSS. IF YOU HAVE TOYS, LETíS REVIEW YOUR POLICY AND MAKE SURE YOUR COVERAGE IS SUFFICIENT FOR YOUR NEEDS.


Category: Vehicle Insurance